Archive for Risk Management
Insurance and the Employee Handbook
If you decide to purchase D&O insurance, you will need to provide employment practices information on your application. Most of the questions on the application will revolve around your employment handbook.
In general, the sections required for your insurance will be:
Legally Prohibited Discrimination
Sexual Harassment
Compliance with the Americans with Disabilities Act
Compliance with the 1991 Civil Rights Act
Compliance [...]
What is an Annuity?
An annuity is a contract offered by an insurance company. An individual pays premiums to an insurance company, which may grow tax-deferred, and after a certain amount of time, the insurance company distributes income back to the individual. An annuity is defined as having an option the guaranteed distribution of income until the [...]
