Archive for Investments

Investments - Risk and Return

When you borrow money from a bank, they require you to pay it back over a certain time period. They also require you to pay interest, the amount over and above the principal that you borrowed. The bank expects the interest to exceed inflation, cover any costs of servicing the loan, and make a little [...]

Posted by: cworrall on Wednesday, May 28th, 2008

Quarterly Investment Commentary and Analysis

“There is no greater impotence in all the world like knowing you are right and that the wave of the world is wrong, yet the wave crashes upon you.” - Norman Mailer
As the market continues to roil in turmoil, I continue to be amazed at the resiliency of investors. Every piece of positive or seemingly [...]

Posted by: cworrall on Friday, April 11th, 2008

Small Business Owner - Retirement Savings, SEP-IRA

It’s tax time again, which means time for the small business owner to think about retirement. No, not now… in the future. You can reap significant savings for your future retirement if you are a small business owner.
If you are working for someone else and contributing to a 401K, you are limited to $15,500 in [...]

Posted by: cworrall on Tuesday, April 1st, 2008

Riding the Stock Market Rollercoaster

Does it seem like the stock market is completely directionless? The Dow is down 200 points one day, up 200 the next. If it continued moving 2% in one direction, you’d have a 540% change in a year. This number alone should be enough to show that investors are not acting rationally.
Why is it such [...]

Posted by: cworrall on Friday, March 21st, 2008

Building Your Portfolio: Investment Information

There are a number of sites that I use when looking for investment information. I’ve listed a few here for your use:
Yahoo! Finance: I use this site to track a few test portfolios and watch lists. I also use it for getting snap shot information of particular companies. Basically, I am used to it, so [...]

Posted by: cworrall on Monday, March 17th, 2008